THE NEIGHBORING HOUSES

Some new buyers may see blocks of clean, well-maintained houses and assume any home within that neighborhood will suffice. This can be a huge mistake. If you really like a house, take the time to make sure the surrounding houses are owner-occupied, or rented by long-term tenants. The last thing you need is to live next to rental houses with a never-ending parade of new neighbors, some of whom may be loud, untidy, or otherwise offensive.

If a neighboring home is vacant and owned by a financial group or bank, it could be a foreclosure. Depending on your locality, a foreclosure could sit empty for years. If you live in a hot market, however, you’ll likely have new neighbors quickly.

THE UPKEEP ROUTINE AND COST

Before choosing a house, consider just how much work it will take to maintain. Crown moldings and hardwood floors can be gorgeous, but you’d better be prepared to dust compulsively. Flowerbeds can add charm and color to a yard, but every single one will need to be weeded and mulched. Floor-to-ceiling windows let in tons of beautiful, natural light, but you’ll likely be the one on a ladder with the cleaning supplies to keep them sparkling.

Think carefully about indoor and outdoor maintenance before you buy. You may decide you want an “easy keeper” instead of a showplace, or you may decide to work the cost of a maid or landscaper into your budget. Whatever your decision, it needs to be considered before you buy.

YOUR FUTURE FAMILY

That cute two-bedroom bungalow may be just what you need, but it will quickly be full to the rafters if you have a couple kids, or an aging parent needs to move in with you. If you already have a large family but several of the kids will be off to college in a few years, a big home can become an echoing cave once they’ve left. Unless you go into the purchase intending to sell in a few years, look for a house with a flexible floorplan and space for growth.

Buying your first house is an exciting time, but there’s a lot of factors to consider. That’s why it helps to have an experienced agent by your side.